Therapy is an Investment in Your Wellbeing

Investing in therapy is investing in a healthier, more fulfilling future. While it requires financial commitment, the benefits of improved mental health and personal growth offer invaluable returns such as better relationships, increased work productivity, and overall improved quality of life.

At EmpowHer Counseling, we believe in making your journey to better mental health as transparent and straightforward as possible. This includes understanding the financial investment required for therapy. We’re committed to providing clear information about our pricing, payment options, and how you can make the most out of your investment in your mental health.

Our Pricing Structure

Initial Consultation

• Free: Your first consultation with us is complimentary and is held via phone. We will spend approximately 30 minutes discussing your needs and our approach at EmpowHer Counseling. This session helps both you and our therapists ensure a good fit.

Individual Sessions

• Standard Rate: $130 per 55-60 minute session.
• We conduct hour long sessions at EmpowHer Counseling, typically starting the wrap up process at 55 minutes.
• The standard rate may be negotiable under certain circumstances. Please contact our office to discuss further

Insurance Coverage

EmpowHer Counseling accepts a variety of insurance plans and payment methods to ease the financial burden of therapy:

• In-Network Insurance: We are currently in-network with Cigna and Anthem/Blue Cross Blue Shield insurance plans in the state of Colorado.
• Out-of-Network Benefits: We can provide documentation if you choose to use out-of-network benefits and submit claims to your insurance where you are not covered in-network. We are often able to verify out of network insurance coverage and have seen some out-of-network plans reimburse at a higher rate than in-network coverage.
• Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA): Use your FSA or HSA dollars to pay for therapy sessions.

Please contact your provider to verify if and how your plan compensates you for psychotherapy services. We recommend asking these questions to your insurance provider to help determine your benefits:

• Does my health insurance plan include mental health benefits, specifically virtual or Telehealth benefits?
• Do I have a deductible? If so, what is it and have I met it yet?
• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
• Do I need written approval from my primary care physician in order for services to be covered?

Please note that reimbursement for counseling services from your insurance company is not guaranteed, even with documentation and verification.

Payment

Session fees, including co-pays or co-insurance, are due at the time of session. We accept all major credit cards as forms of payment, including HSA/FSA cards. A credit card will be required to book your first session and will be kept on file.

Cancelation Policy

If you are unable to attend a session, please make sure you cancel at least 24 hours prior to your session. Failing to do so will result in being charged for the full rate of the session. As an insurance client, late cancelations and no-shows are charged the full session rate of $130, which is not covered by insurance. Emergencies will be handled on a case by case basis. No shows will be charged automatically for the full session rate.

Good Faith Estimate

Under the law, health care providers are required to provide clients who do not have insurance or who choose not to use insurance an estimate of their out of pocket costs for medical items and services.

• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs such as medical tests, prescriptions drugs, equipment and/or hospital fees.
• As a client, make sure your health care provider offers you a Good Faith Estimate in writing at least one business day prior to your medical service or item. You may also ask your provider, or any provider you may choose to work with, for a Good Faith Estimate prior to your scheduled service or item(s).
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call the Colorado Division of Insurance at (303) 894-7490 or (800) 930-3745.

Any Other Questions

Please don’t hesitate to contact us for any additional questions you may have. We look forward to hearing from you!